Workers' comp is a fiscal problem hiding inside an HR file.
We translate open claims into a financial forecast your leadership can act on — and identify the recoverable cost that's still on the table.
We help Washington State’s employers, self-insured organizations, and injured-worker programs see — and stop — the multi-year budget impact before it's priced into your next rate.
No obligation. Written authorization required for claim-level analysis. If your portfolio is trending correctly, you leave with a one-page reassurance summary. If recoverable cost exists, you leave with a prioritized roadmap.
Built for the employers carrying the cost directly.
Axiom works with businesses whose budgets, levies, and reserve funds absorb workers' comp cost most directly, and where employability strategy still has time to change the financial outcome.
Municipal Employers
Cities and counties, fire districts, transit agencies, port authorities, public utilities, and school districts.
Your premium is rated on your own loss history. Every open time-loss claim is a line item in next year's levy conversation — and most are still controllable if reviewed in time.
Self-Insured Organizations
Public and private employers carrying their own claim exposure rather than transferring it through state fund premium.
Your cost isn't smoothed by a pool. Every reserve adjustment hits your balance sheet directly. We model the fiscal exposure of each open claim and identify where intervention still changes the trajectory.
Injured-Worker Programs
Return-to-work programs, Stay-at-Work coordinators, vocational liaisons, and HR teams.
You're often doing the right things — but without a documented employability path, the system absorbs that effort and assigns it financial weight anyway. We build the framework that turns operational effort into measurable cost reduction.
If any of these describe your situation, we should talk.
These are the exact patterns that quietly compound into multi-year premium increases — and they're solvable before they fully price in.
The system has a gap. We work inside it.
Every participant in Washington's workers' comp system serves a real function. L&I determines benefits. Your TPA manages process. Vocational counselors document capacity. Your broker handles the placement.
Nobody is accountable for the financial outcome.
That's the decision layer — the space between functions where claims either resolve into controlled cost or compound into multi-year premium exposure. That's where Axiom works.
The cost you can still control is worth understanding first.
Most employers don't know which claims are still changeable until someone looks. A structured review of your current portfolio takes less than a week and identifies what's recoverable, what's compounding, and what's already locked in.
The Conversation
A 30-minute call to understand your program: open claim count, plan-year exposure, EMF trend, and where your team is spending the most time without seeing movement.
Written Authorization
If we identify a likely fit, you provide written authorization for us to review your open claim portfolio under appropriate confidentiality.
The Review
Within one week, you receive a prioritized one-page summary: which claims are driving future premium cost, where Stay-at-Work reimbursement is recoverable, and what next steps remain available.
You Decide
If there's nothing actionable, you keep the analysis and we close out. If there's recoverable cost, we scope an engagement together. No retainer to start. No obligation to continue.
Stay-at-Work reimbursement can offset your entire engagement cost.
L&I offers up to $25,000 per qualifying claim through the Stay-at-Work program. Most employers with active time-loss portfolios have 3 to 8 qualifying claims — representing $75,000 to $200,000 in available reimbursement that their TPA has not captured. We identify and structure these as part of every engagement. In most cases, the recovered reimbursement offsets a significant portion — sometimes all — of our consulting investment within the first 90 days.
per qualifying claim 3–8 claims
typical per portfolio $75K–$200K
typically recoverable
One conversation. One week. One prioritized roadmap.
If your EMF is rising, your reserves are growing, or your team is managing claims without a clear picture of where the cost is going — the next 30 minutes is the most leveraged time you'll spend on your workers' comp program this year.
Roman Stallone, Founder · Washington State · Response within one business day